T.O. seems to be climbing his way out of some of his financial troubles and working on a life after football. He still has a marketable name and if he plays his cards right, he can have a nice career doing various things.
Maybe take the Mike Tyson route, do a one man show or something. He already has singed a modeling contract, so he is moving in right direction.
According to Gossip Extra he has been clearing a lot of debts including a $54k American Express bill, AMEX was so happy he paid, they reinstated his account (as you can see from the photo below).
Don’t buy any diamond earrings T.O. and you should be all good.