Theodore (I am not calling him Teddy) is a possible 1st pick in the 2014 NFL Draft (sorry Clowney QBs will always get higher priority).
He is taking precautions like he believes that will be the case. According to ESPN Bridgewater has taken out a $10 Million insurance policy in case of a career ending injury.
In general, career ending injuries don’t happen often, but it is better to be safe than sorry.